Retirement Annuity Fund

Our retirement annuities are low cost, penalty free investment products which track the market according to pension fund regulations. This is achieved by investing in ETFs and unit trusts or a combination thereof which represent all the major asset classes such as domestic and international cash, fixed income, real estate and equity.

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Fund Name	Type	Asset Class	Market	TIC	Fact Sheet	Brochure	Currency
10X All Asia AM	ETF	Equity	Global	0.48%	Fact Sheet	Brochure	ZAR
10X Dividend Aristocrats	ETF	Equity	South African	0.66%	Fact Sheet	Brochure	ZAR
10X Income Actively Managed	ETF	Equity	South African	0.45%	Fact Sheet	Brochure	ZAR
10X Property Income	ETF	Real Estate	South African	0.47%	Fact Sheet	Brochure	ZAR
10X S&P 500	ETF	Equity	Global	0.38%	Fact Sheet	Brochure	ZAR
10X S&P Global Dividend	ETF	Equity	Global	0.52%	Fact Sheet	Brochure	ZAR
10X S&P Global Property	ETF	Real Estate	Global	0.51%	Fact Sheet	Brochure	ZAR
10X SciBeta	ETF	Equity	South African	0.64%	Fact Sheet	Brochure	ZAR
10X Top 50	ETF	Equity	South African	0.31%	Fact Sheet	Brochure	ZAR
10X Total World	ETF	Equity	Global	0.28%	Fact Sheet	Brochure	ZAR
10X Yield Selected Bond	ETF	Equity	South African	0.67%	Fact Sheet	Brochure	ZAR
1nvest Global Government Bond	ETF	Interest Bearing	Global	0.40%	Fact Sheet	Brochure	ZAR
1nvest Global REIT Index Feeder	ETF	Real Estate	Global	0.34%	Fact Sheet	Brochure	ZAR
1nvest Gold	ETF	Commodity	South African	0.29%	Fact Sheet	Brochure	ZAR
1nvest MSCI EM Asia	ETF	Equity	Global	0.41%	Fact Sheet	Brochure	ZAR
1nvest MSCI World	ETF	Equity	Global	0.40%	Fact Sheet	Brochure	ZAR
1nvest Palladium	ETF	Commodity	South African	0.40%	Fact Sheet	Brochure	ZAR
1nvest Platinum	ETF	Commodity	South African	0.35%	Fact Sheet	Brochure	ZAR
1nvest Rhodium	ETF	Commodity	South African	0.86%	Fact Sheet	Brochure	ZAR
1nvest S&P 500	ETF	Equity	Global	0.27%	Fact Sheet	Brochure	ZAR
1nvest S&P 500 Info Tech	ETF	Equity	Global	0.35%	Fact Sheet	Brochure	ZAR
1nvest SA Bond	ETF	Interest Bearing	South African	0.29%	Fact Sheet	Brochure	ZAR
1nvest SA Property	ETF	Real Estate	South African	0.29%	Fact Sheet	Brochure	ZAR
1nvest SWIX 40	ETF	Equity	South African	0.29%	Fact Sheet	Brochure	ZAR
1nvest Top 40	ETF	Equity	South African	0.29%	Fact Sheet	Brochure	ZAR
36One BCI Flexible Opportunity Fund	Unit Trust	Multi Asset	South African & Global	2.71%	Fact Sheet	Brochure	ZAR
Absa Capital Protected Autocall	Structured Note	Equity	Global	0.82%	Fact Sheet	Brochure	USD
Absa Currency EURO	ETN	Currency	Global	0%	Fact Sheet	Brochure	ZAR
Absa Currency GBP	ETN	Currency	Global	0%	Fact Sheet	Brochure	ZAR
Absa Currency USD	ETN	Currency	Global	0%	Fact Sheet	Brochure	ZAR
Absa New Gold	ETF	Commodity	South African	0.30%	Fact Sheet	Brochure	ZAR
Absa New Palladium	ETF	Commodity	South African	0.35%	Fact Sheet	Brochure	ZAR
Absa New Platinum	ETF	Commodity	South African	0.35%	Fact Sheet	Brochure	ZAR
Absa NewWave Platinum	ETN	Commodity	South African	0.40%	Fact Sheet	Brochure	ZAR
Absa NewWave Silver	ETN	Commodity	South African	0.40%	Fact Sheet	Brochure	ZAR
Absa Twin Fixed Return and Growth Protector (Closes on 6 May 2024)	Structured Note	Equity	Global	0.76%	Fact Sheet	Brochure	ZAR
Allan Gray Balanced	Unit Trust	Multi Asset	South African	1.89%	Fact Sheet	Brochure	ZAR
Allan Gray Bond	Unit Trust	Interest Bearing	South African	0.59%	Fact Sheet	Brochure	ZAR
Allan Gray Equity	Unit Trust	Equity	South African	2.32%	Fact Sheet	Brochure	ZAR
Allan Gray Money Market Fund	Unit Trust	Interest Bearing	South African	0.29%	Fact Sheet	Brochure	ZAR
Allan Gray Stable	Retirement Annuity	Interest Bearing	South African	1.79%	Fact Sheet	Brochure	ZAR
Anchor BCI Global Equity Feeder Fund	Unit Trust	Equity	Global	2.26%	Fact Sheet	Brochure	ZAR
Anchor BCI Global Technology Fund	Unit Trust	Equity	Global	1.32%	Fact Sheet	Brochure	ZAR
BBVA Prime Income Note (Closes on 25 April 2024)	Structured Note	Equity	Global	0.73%	Fact Sheet	Brochure	USD
BCI Fundsmith Equity Feeder Fund	Unit Trust	Equity	Global	1.41%	Fact Sheet	Brochure	ZAR
BCI Ginsglobal Global Equity Index Feeder Fund (A)	Unit Trust	Equity	Global	0.39%	Fact Sheet	Brochure	ZAR
BCI Income Plus Fund	Unit Trust	Interest Bearing	South African	0.88%	Fact Sheet	Brochure	ZAR
Blue Alpha BCI Balanced Fund	Unit Trust	Multi Asset	South African	1.64%	Fact Sheet	Brochure	ZAR
Blue Alpha BCI Global Equity Fund	Unit Trust	Equity	Global	1.73%	Fact Sheet	Brochure	ZAR
BNP Paribas Capital Protected Participation Note (Closes 30 April 2024)	Structured Note	Equity	South African	0.83%	Fact Sheet	Brochure	ZAR
BNP Paribas S&P 500 100% Capital Protected Note (Closes on 3 May 2024)	Structured Note	Equity	Global	0.73%	Fact Sheet	Brochure	USD
Cadiz BCI Absolute Yield	Unit Trust	Interest Bearing	South African	0.66%	Fact Sheet	Brochure	ZAR
Cadiz BCI Enhanced Income Fund	Unit Trust	Interest Bearing	South African	0.60%	Fact Sheet	Brochure	ZAR
Cadiz BCI Money Market Fund	Unit Trust	Interest Bearing	South African	0.32%	Fact Sheet	Brochure	ZAR
Coherent Commodity Global Investment Portfolio	ETN	Commodity	Global	1.00%	Fact Sheet	Brochure	ZAR
Efficient Global Equity Note	ETN	Equity	Global	1.44%	Fact Sheet	Brochure	ZAR
FNB Global 1200 Equity	ETF	Equity	Global	0.41%	Fact Sheet	Brochure	ZAR
FNB Government Inflation Linked Bond	ETF	Interest Bearing	South African	0.29%	Fact Sheet	Brochure	ZAR
FNB Midcap	ETF	Equity	South African	0.66%	Fact Sheet	Brochure	ZAR
FNB Top 40	ETF	Equity	South African	0.20%	Fact Sheet	Brochure	ZAR
FNB World Government Bond	ETF	Interest Bearing	South African	0.54%	Fact Sheet	Brochure	ZAR
Ginsglobal Global Bond (USD)	Unit Trust Offshore	Interest Bearing	Global	0.25%	Fact Sheet	Brochure	USD
Ginsglobal Global Equity (USD)	Unit Trust Offshore	Equity	Global	0.70%	Fact Sheet	Brochure	USD
Ginsglobal Global Money Market (USD)	Unit Trust Offshore	Currency	Global	0.45%	Fact Sheet	Brochure	USD
Ginsglobal US Equity (USD)	Unit Trust Offshore	Equity	Global	0.70%	Fact Sheet	Brochure	USD
Index Solutions Balanced	Index Fund Portfolio	Multi Asset	South African & Global	0.59%	Fact Sheet	Brochure	ZAR
Index Solutions Defensive	Index Fund Portfolio	Multi Asset	South African & Global	0.56%	Fact Sheet	Brochure	ZAR
Index Solutions Worldwide Growth	Index Fund Portfolio	Multi Asset	South African & Global	0.57%	Fact Sheet	Brochure	ZAR
IP Management Company Active Beta Fund (A)	Unit Trust	Multi Asset	Global	1.24%	Fact Sheet	Brochure	ZAR
IP Management Company Worldwide Active Beta Fund (A)	Unit Trust	Multi Asset	Global	1.37%	Fact Sheet	Brochure	ZAR
Palmyra Asset Management BCI Balanced Fund	Unit Trust	Multi Asset	South African	1.13%	Fact Sheet	Brochure	ZAR
Palmyra Asset Management BCI Equity Fund	Unit Trust	Equity	South African	1.16%	Fact Sheet	Brochure	ZAR
Palmyra Asset Management BCI Global Flexible Fund of Funds	Unit Trust	Multi Asset	Global	1.47%	Fact Sheet	Brochure	ZAR
Palmyra Asset Management BCI Stable Fund	Unit Trust	Multi Asset	South African	0.94%	Fact Sheet	Brochure	ZAR
Prescient Balanced Fund	Unit Trust	Multi Asset	South African	0.55%	Fact Sheet	Brochure	ZAR
Prescient Core All Share Equity Fund	Unit Trust	Equity	South African	0.41%	Fact Sheet	Brochure	ZAR
Prescient Core Capped Equity Fund	Unit Trust	Equity	South African	0.39%	Fact Sheet	Brochure	ZAR
Prescient Income Provider Fund	Unit Trust	Multi Asset	South African	0.61%	Fact Sheet	Brochure	ZAR
Reitway Global Property Diversified Prescient	ETF	Real Estate	Global	0.60%	Fact Sheet	Brochure	ZAR
Reitway Global Property ESG Prescient	ETF	Real Estate	Global	0.60%	Fact Sheet	Brochure	ZAR
Reitway Global Property Prescient	ETF	Real Estate	Global	0.60%	Fact Sheet		ZAR
Sasfin BCI Flexible Income Fund	Unit Trust	Multi Asset	South African	0.78%	Fact Sheet	Brochure	ZAR
Satrix Balanced Index fund	Unit Trust	Multi Asset	South African	0.61%	Fact Sheet	Brochure	ZAR
Satrix Capped All Share	ETF	Equity	South African	0.23%	Fact Sheet	Brochure	ZAR
Satrix DIVI	ETF	Equity	South African	0.61%	Fact Sheet	Brochure	ZAR
Satrix FINI	ETF	Equity	South African	0.44%	Fact Sheet	Brochure	ZAR
Satrix Global Aggregate Bond	ETF	Interest Bearing	Global	0.41%	Fact Sheet	Brochure	ZAR
Satrix Global Infrastructure Feeder	ETF	Equity	South African	0.77%	Fact Sheet	Brochure	ZAR
Satrix GOVI	ETF	Interest Bearing	South African	0.33%	Fact Sheet	Brochure	ZAR
Satrix Healthcare Innovation Feeder	ETF	Equity	Global	0.48%	Fact Sheet	Brochure	ZAR
Satrix IFL	ETF	Interest Bearing	South African	0.35%	Fact Sheet	Brochure	ZAR
Satrix ILBI	ETF	Interest Bearing	South African	0.25%	Fact Sheet	Brochure	ZAR
Satrix Inclusion and Diversity	ETF	Equity	South African	0.56%	Fact Sheet	Brochure	ZAR
Satrix INDI	ETF	Equity	South African	0.53%	Fact Sheet	Brochure	ZAR
Satrix JSE Global Equity	ETF	Equity	Global	0.15%	Fact Sheet	Brochure	ZAR
Satrix Low Volatility	ETF	Equity	South African	1.08%	Fact Sheet	Brochure	ZAR
Satrix Momentum	ETF	Equity	South African	0.67%	Fact Sheet	Brochure	ZAR
Satrix MSCI China	ETF	Equity	Global	0.63%	Fact Sheet	Brochure	ZAR
Satrix MSCI Emerging Market ESG	ETF	Equity	Global	0.38%	Fact Sheet	Brochure	ZAR
Satrix MSCI Emerging Markets	ETF	Equity	Global	0.40%	Fact Sheet	Brochure	ZAR
Satrix MSCI India Feeder	ETF	Equity	South African	0.80%	Fact Sheet	Brochure	ZAR
Satrix MSCI World	ETF	Equity	Global	0.36%	Fact Sheet	Brochure	ZAR
Satrix MSCI World Equity Index Feeder Fund	Unit Trust	Equity	South African	0.90%	Fact Sheet	Brochure	ZAR
Satrix MSCI World ESG	ETF	Equity	Global	0.33%	Fact Sheet	Brochure	ZAR
Satrix Multi Asset Passive Portfolio Solutions Growth	ETF	Multi Asset	South African	0.44%	Fact Sheet	Brochure	ZAR
Satrix Multi Asset Passive Portfolio Solutions Protect	ETF	Multi Asset	South African	0.43%	Fact Sheet	Brochure	ZAR
Satrix Nasdaq 100	ETF	Equity	Global	0.48%	Fact Sheet	Brochure	ZAR
Satrix Property	ETF	Real Estate	South African	0.35%	Fact Sheet	Brochure	ZAR
Satrix Quality South Africa	ETF	Equity	South African	0.67%	Fact Sheet	Brochure	ZAR
Satrix RAFI	ETF	Equity	South African	0.59%	Fact Sheet	Brochure	ZAR
Satrix RESI	ETF	Equity	South African	0.48%	Fact Sheet	Brochure	ZAR
Satrix S&P 500	ETF	Equity	Global	0.25%	Fact Sheet	Brochure	ZAR
Satrix S&P Namibia Bond	ETF	Interest Bearing	Global	0.12%	Fact Sheet	Brochure	ZAR
Satrix SA Bond	ETF	Interest Bearing	South African	0.25%	Fact Sheet	Brochure	ZAR
Satrix Shariah Top 40	ETF	Equity	South African	0.50%	Fact Sheet	Brochure	ZAR
Satrix Smart City Infrastructure Feeder	ETF	Equity	Global	0.35%	Fact Sheet	Brochure	ZAR
Satrix Smart Core Index Fund	Unit Trust	Equity	South African	0.89%	Fact Sheet	Brochure	ZAR
Satrix SWIX	ETF	Equity	South African	0.42%	Fact Sheet	Brochure	ZAR
Satrix Top 40	ETF	Equity	South African	0.16%	Fact Sheet	Brochure	ZAR
Satrix TRACI 3 Month	ETF	Equity	South African	0.35%	Fact Sheet	Brochure	ZAR
Satrix Value Equity	ETF	Equity	South African	0.75%	Fact Sheet	Brochure	ZAR
Sygnia 4th Industrial Revolution Global Equity	ETF	Equity	Global	0.81%	Fact Sheet	Brochure	ZAR
Sygnia Euro Stoxx 50	ETF	Equity	Global	1.05%	Fact Sheet	Brochure	ZAR
Sygnia FANG.AI Equity Fund	Unit Trust	Equity	South African	0.99%	Fact Sheet	Brochure	ZAR
Sygnia FTSE 100	ETF	Equity	Global	1.06%	Fact Sheet	Brochure	ZAR
Sygnia Global Property	ETF	Equity	Global	0.31%	Fact Sheet	Brochure	ZAR
Sygnia ITRIX FANG.AI AM	ETF	Equity	Global	0.70%	Fact Sheet	Brochure	ZAR
Sygnia Money Market Fund	Unit Trust	Interest Bearing	South African	0.32%	Fact Sheet	Brochure	ZAR
Sygnia MSCI Emerging Markets 50	ETF	Equity	Global	0.49%	Fact Sheet	Brochure	ZAR
Sygnia MSCI Japan	ETF	Equity	Global	1.05%	Fact Sheet	Brochure	ZAR
Sygnia MSCI USA	ETF	Equity	Global	1.01%	Fact Sheet	Brochure	ZAR
Sygnia MSCI World	ETF	Equity	Global	0.82%	Fact Sheet	Brochure	ZAR
Sygnia S&P 500	ETF	Equity	Global	0.23%	Fact Sheet	Brochure	ZAR
Sygnia S&P Global 1200 ESG	ETF	Equity	Global	0.43%	Fact Sheet	Brochure	ZAR
Sygnia Skeleton Balanced 40 Fund	Unit Trust	Multi Asset	South African	0.47%	Fact Sheet	Brochure	ZAR
Sygnia Skeleton Balanced 60 Fund	Unit Trust	Multi Asset	South African	0.49%	Fact Sheet	Brochure	ZAR
Sygnia Skeleton Balanced 70 Fund	Unit Trust	Multi Asset	South African	0.51%	Fact Sheet	Brochure	ZAR
Sygnia Solactive Healthcare 150	ETF	Equity	Global	0.61%	Fact Sheet	Brochure	ZAR
Sygnia Top 40	ETF	Equity	South African	0.29%	Fact Sheet	Brochure	ZAR

Retirement Annuity Fund

Retirement Annuity Fund

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